Progressive Roof Hail Damage

Standard home insurance will generally cover hail damage minus your hail deductible.

Progressive roof hail damage. Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high. Even if you re not sure whether the damage is more than your deductible it s still a good idea to file a claim. One in 10 progressive policy holders who have a total loss meaning their car is damaged beyond repair do. In most cases comprehensive will cover hail damage too.

Ask for a written evaluation from the roofing contractor that addresses the issues listed above the extent and cause of the damage and the condition of the rest of the roof. Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting. Hail damage to roof vents and shingles once you re up on the roof there s going to be a few things to look for. Wind including damage from tornadoes and hurricanes.

What if i can t tell if the damage is more than my deductible. File a claim and watch premiums go up or forgo a claim and risk additional damages caused by a leaking roof. If your roof contains one layer of common asphalt shingles it usually takes a 1 or above diameter hail stoneto cause damage roof hail damage. Roofs with multiple shingle layers may be damaged by smaller hail stones due to a softer support surface directly under the top shingle layer.

There s a fire in your home and you can t stay there for two weeks if you spend 1 000 eating out loss of use will cover that food bill beyond what you. Hail damage often accompanies wind damage to roofing systems so you ll want to look for both. Also make sure you have rental coverage. Gutters are also susceptible to hail damage.

There is the weight of heavy snow and hail or ice storms. You ll never be left homeless. If your home is damaged from a covered loss meaning something homeowners insurance pays for and you can t stay there loss of use covers hotel rent and food expenses above what you d normally pay. Most home insurance policies are designed to cover damage to your home s structure and belongings from high winds including those caused by tornadoes hurricanes winter storms etc.

And it s an option that helps pay for a rental car if your car is being fixed or replaced. The inspection and report will cost up to 500 but it is money well spent if it is instrumental in getting your homeowner s insurance claim paid. Simply call 1 800 progressive to file your claim 24 hours a day 7 days a week. Vents chimneys sky lights other features and shingles are on our inspection list.